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10 MONCK Street, St. Catharines — listed at $385,000. Earn buyer cashback at closing. No catches, just more money in your pocket.
Welcome to 10 Monck Street, a beautifully updated bungalow tucked on a quiet street in one of St. Catharines' most convenient and sought after pockets. This thoughtfully updated one floor living, this home checks all the boxes for first time buyers and downsizers looking for something move in ready. Inside you will find updated flooring, a refreshed kitchen, and a newly installed 200 amp electrical panel, giving you the peace of mind of a home that has been genuinely cared for. The open concept living, dining, and kitchen layout creates a bright and connected feel that works beautifully for everyday living and entertaining. A bonus room at the back of the home offers flexible space perfect for a mudroom, home office, or whatever your lifestyle calls for. Outside is where this one really shines. Sitting on a premium 45 x 148 foot lot, the potential here is serious. Think pool, playground, or your own private backyard retreat. The detached garage with electrical is a dream for car enthusiasts or anyone in need of a solid workshop space. Unfinished basement offers additional storage space. Located close to great schools, all amenities, the GO Station, and just a short distance to downtown St. Catharines. Easy, comfortable, and move in ready. (id:60164)
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 8'3'' x 7'6'' |
| Other | Basement | 30'7'' x 11'1'' |
| Other | Basement | 31'7'' x 9'10'' |
| 3pc Bathroom | Main level | 6'0'' x 7'8'' |
| Bedroom | Main level | 8'7'' x 9'4'' |
| Bedroom | Main level | 9'10'' x 9'4'' |
| Primary Bedroom | Main level | 9'11'' x 9'4'' |
| Living room | Main level | 14'4'' x 11'4'' |
| Dining room | Main level | 10'10'' x 13'0'' |
| Kitchen | Main level | 9'3'' x 13'0'' |
| Mud room | Main level | 9'3'' x 8'4'' |
Is this a good starter home?+
At $385,000, this is priced in starter-home territory for St. Catharines. With multiple bedrooms, it has room to grow into. Factor in property taxes when calculating your true monthly cost.
This home was built in 1914 — what should I watch for?+
Homes from this era may have original wiring, plumbing, or insulation. Key checks: electrical panel (100 vs 200 amp), roof age, furnace age, and whether the basement has ever had water issues. A thorough home inspection is essential.
Does it have a basement, and is it finished?+
Yes — Unfinished, Full. A finished basement adds meaningful living space beyond the listed square footage.
Is there air conditioning?+
Yes — central air conditioning cooling is in place.
How is the home heated? Is it efficient?+
Heating is forced air, natural gas. Gas heating is generally the most cost-efficient option in Ontario winters.
What are the ongoing costs beyond the mortgage?+
Budget for annual property taxes of $3,123.8, heating is forced air, natural gas. Always verify the latest figures with your agent before making an offer — these change yearly.
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